Patients of The Waldorf Center for Plastic Surgery have many options available to them when it comes to paying for plastic surgery and non-surgical treatments. Those who wish to receive minimally invasive cosmetic procedures like CoolSculpting, Botox, Juvederm, or cosmetic surgery such as a breast augmentation, tummy tuck, face lift and rhinoplasty, have several payment options to consider. Here are four financing options to consider when paying for your cosmetic procedure.
HEALTHCARE CREDIT CARDS
The Waldorf Center for Plastic Surgery offers CareCredit, Alphaeon Credit, and Prosper Healthcare for financing solutions. CareCredit is a healthcare credit card that you can use for all Waldorf Center services to include Botox, dermal filler, plastic surgery and more. For qualified applicants, CareCredit offers 0% interest for up to 12 months. Additional payment plans through CareCredit include extended payoff periods featuring reasonable interest rates and fixed monthly payments. Alphaeon Credit and Prosper Healthcare are also available as financing options to pay for all your cosmetic healthcare needs. You can apply for these financing options by clicking HERE.
Applying for a personal loan through your local credit union or bank is a quick and simple choice when looking for options to pay for your procedure. This type of a loan features a fixed interest rate with a predetermined repayment plan, which usually lasts for two to six years. Generally, having a solid credit score will equate to interest rates lower than that of a credit card. If you don’t have a strong credit history, you’ll likely receive loan offers with an interest rate equal to those of a credit card.
PERSONAL CREDIT CARDS
For some patients using a personal credit card to pay for surgery is the best option. When using a personal credit card, you can earn rewards, points and in some cases cash back. On the other hand, some patients prefer to use credit cards that have no annual fees and an introductory period offering 0% APR to save on interest and fees. The Waldorf Center accepts all major credit cards to include Visa, Mastercard, American Express and Discover.
Saving up the funds you need to pay for your surgery, or your next Botox treatment is always an option. The major benefit of saving up for your procedure is not having to pay unnecessary interest. It may be more important for some patients to have an “in case of emergency” savings account.
In summary, it is important for patients to take the time to consider all financing options before making a final decision. Take the time to explore and shop for the best financing option for you while making sure to read the fine print. For more information on the HEALTHCARE CREDIT CARDS we offer please call us directly at 503-646-0101 and we would be happy to assist.